Multi bike insurance?

Barry Hell said:
Thread resurrection, my ST4 policy started in mid March so I guess my options are, multi bike (if they do it), mirrored (again, if they do it), new separate policy with zero ncd or cancel existing policy and start a new multi bike/mirrored option.

I must do some insurance surfing tomorrow 🙄
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Don’t forget to insure the accessories

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I just saw your post, and I can't help wondering if it can feel a bit overwhelming. But honestly, it’s a smart move if you’ve got more than one bike. Many insurers offer multi-bike policies that can save you a pretty penny. It’s like bundling your home and auto insurance but for your rides!From my experience, cycling insurance can cover theft, damage, and even accidents, which is essential if you ride regularly. Just read the fine print because some policies might have limits or exclusions. Some insurers have flexible options that let you customize coverage based on your bikes and riding habits, which is fantastic.
 
I've never found multi-bike policies work for me. They always work out more expensive because the NCB discount is tagged to one bike.
I switched cover from the Harley to the Triumph when I traded the Harley for the Rocket. The Harley cover was £400 odd (which was the cheapest I could find at the time) and Bikesure wanted another £75 to change to the Triumph for the last three months remaining on that policy. I was dreading the renewal premium for the Triumph on its own as the bike is newer than the Harley and worth more, but it was only £232. There is no rhyme or reason to insurance.
 
Multi bike on 7 bikes is 1331 euro here in Ireland I'm happy with that as the policy is agreed value so should they go missing no haggle on their supposed worth 👍 Carole Nash is my insurance
 
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