Pet's Corner

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Do people generally have their pets insured ?

We have insurance for the German Shepherd and Great Dane. Glad we did as the work on the Danes eyes was about £4k.

We were with Petplan for the German Shepherd and have never claimed for her (6 years old) but for some reason the renewal went up from £40 a month to £85. When I called them they said it was because of her age.

Went with PurelyPets, as that’s who the Dane is insured by and they paid out for treatment without a fuss.
Now paying £36 a month for same sort of cover.

I suspect Petplan have raised prices as they are recommended by most vets and are having to pay the ‘SuperVet’ for his TV adverts.
 
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I didn't realise it was that kind of money...thought it'd be about the same as stopping a kid walking 10 miles a day for water.

A colleague has taken three half days off to take one of their cats a 40 mile round trip to see a cats eye specialist (the living sort) because it had a gammy eye. I told him about a cat we had when I was a youth that had had a claw through it's eye in a fight, looked a right mess - vet said it'll probably fix itself - come back in a week if it doesn't. It did and was grand after that.

Anyway...the specialist told him it needs an op. When he took it back for the op, it had cleared up so they cancelled it. So much for a specialist.
 
One of them things that has escalated I think.

Years ago insurance for our Springer was £10 a month.

Now all the vets seemed to be priced expecting you to have insurance.

The Springer ate a punnet of grapes once, as they can be poisonous to some dogs we took him to the vets, they kept him in and 'monitored' him for 48 hours. Charged about £1500.
When I picked him up it was a different (older) vet, I asked him what they would have done if he hadn't been insured. He replied 'sent you home and told you to keep an eye on him, but it's better for us with the insurance'. 🤷‍♂️
 
I had a bedlington terrier that I had insured, lucky that I did. She soon broke her leg in a freak accident, it would have been thousands as it involved pinning the bone.

I cannot insure my parrots, it is £250K just to ask for a quote and then there's the premium on top.
 
Two professions that are making themselves obsolete - healthcare workers (animal & human) and insurance underwriters. I hope they burn in lakes of molten sulphur along with the Politicians (and when they die, they then go to Hell).
 
We have rescued multiple fully grown larger breed dogs and the insurance quotes have been upwards of 800 per year for each of them,
if we could actually get quotes at all. Sure we have taken some big hits for cancer ops and the like, but tbh, I think if we averaged it out
over the years, we are still in pocket having had no insurance.
Vet prices are a piss take these days. We save hundreds per year getting them to supply prescriptions only and then buying the meds on line.
Obviously this cant be done with surgeries, but its like anything else, where shopping around can save both time and money.
 
We have just one of our dogs insured, Louis who is a large 7 year poodle . The other dog and the cats are not insured but they are all mongrel/crossbreeds so generally less prone to problems than pedigrees. Louis is with www.insurancefactory.co.uk/ @ £36 a month for £6k of cover although one of the terms is we pay 20% since he turned 6.
I`d never bothered with insurance for pets prior to meeting Sally but when we met she coincidentally had an even bigger poodle . He was insured and had a long term condition that eventually killed him but the insurance covered the condition for the first year which was the expensive one because of all the tests required. It saved us thousands. The condition was Addisons which poodles are prone to apparently.

Louis
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Neither are pets by the sound of them, and they can't even iron.
This is true but we didn`t get any of the animals for their housekeeping abilities but instead for the untold joy they bring to your life.
Just the other week while out on walkies Lola, our smaller dog found a fresh hare corpse. Most had been eaten by a fox but its head, spine, liver and all 4 legs were left. She started having a good old munch and then Louis got involved so they had a tug of war resulting in the remains being split in two. I came over to try to get them both to drop their delicious gamey treats, no chance of course but instead Louis gave his portion a tremendous shake which resulted in me getting covered in blood and whatever was in the liver . Nice, you non pet owners miss out on so much !

Louis , Lola and The Trouble
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This is true but we didn`t get any of the animals for their housekeeping abilities but instead for the untold joy they bring to your life.
Just the other week while out on walkies Lola, our smaller dog found a fresh hare corpse. Most had been eaten by a fox but its head, spine, liver and all 4 legs were left. She started having a good old munch and then Louis got involved so they had a tug of war resulting in the remains being split in two. I came over to try to get them both to drop their delicious gamey treats, no chance of course but instead Louis gave his portion a tremendous shake which resulted in me getting covered in blood and whatever was in the liver . Nice, you non pet owners miss out on so much !

Louis , Lola and The Trouble
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I remember my sister telling me about her two standard poodles, looking a bit green as she did.

Sulien had gotten a squirrel and devoured it whole. He soon vomited up the head which Jacques snapped up and swallowed.

Why-oh-why didn't I get dogs when I retired? I'm missing out!
 
I remember my sister telling me about her two standard poodles, looking a bit green as she did.

Sulien had gotten a squirrel and devoured it whole. He soon vomited up the head which Jacques snapped up and swallowed.

Why-oh-why didn't I get dogs when I retired? I'm missing out!
Fair to say dogs aren`t too bothered about presentation. Louis loves a juicy squirrel given half a chance. Taste like chicken he said.
 
I see they have banned the xl bully but most are owned by criminals anyway / they’ll just use another breed. I think they should just licence certain breeds maybe ?

Get enough sideways glances as it is owning a big dog.

My parents had two pit bulls in the 80’s but they were never off the lead outside the house and they lived in middle of nowhere - although I remember one of them leaping into a bush and coming out with a pheasant once when I was walking her on lead in the woods ☹️.

Anyway took our ickle dog for a swim at lunchtime
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If you're in the market for a waxed dog coat (Made in Britain). these are tremendous value on Ebay - I've bought two and they are as good as the Barbour dog coat which costs around £20+

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