Admiral Insurance

Dukesox

Dukesox

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My 89 year old father was T boned by another car this morning while out driving. He seems to be completely fine luckily although his car is undrivable but this thread is just to post how very good Admiral were in dealing with things, something you don`t find out till its too late . Fortunately I set his insurance up so had all of the details to hand but Admiral answered the claim/accident report line within seconds from a UK based site with a clearly spoken and very calm assistant on the line. A recovery truck was arranged swiftly and collected the car within 20 minutes . Luckily one of my brothers lives close to the accident site and was able to go there and wait with him and then drop him home where my mum was waiting with a fresh cuppa and some toast.
So there you go, Admiral may or not be cheap but excellent service when it mattered. Let`s see how the rest of the claim goes.
 
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Dukesox said:
My 89 year old father was T boned by another car this morning while out driving. He seems to be completely fine luckily although his car is undrivable but this thread is just to post how very good Admiral were in dealing with things, something you don`t find out till its too late Fortunately I set his insurance up so was had all of the details to hand but Admiral answered the claim/accident report line within seconds from a UK based site with a clearly spoken and very calm assistant on the line. A recovery truck was arranged swiftly and collected the car within 20 minutes . Luckily one of my brothers lives close to the accident site and was able to go there and wait with him and then drop him home where my mum was waiting with a fresh cuppa and some toast.
So there you go, Admiral may or not be cheap but excellent service when it mattered. Let`s see how the rest of the claim goes.
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Good to hear your father is ok and when i had my near death crash in 2016 i was with Carole Nash, useless to say the least!! :rolleyes:
 
Dukesox said:
My 89 year old father was T boned by another car this morning while out driving. He seems to be completely fine luckily although his car is undrivable but this thread is just to post how very good Admiral were in dealing with things, something you don`t find out till its too late Fortunately I set his insurance up so was had all of the details to hand but Admiral answered the claim/accident report line within seconds from a UK based site with a clearly spoken and very calm assistant on the line. A recovery truck was arranged swiftly and collected the car within 20 minutes . Luckily one of my brothers lives close to the accident site and was able to go there and wait with him and then drop him home where my mum was waiting with a fresh cuppa and some toast.
So there you go, Admiral may or not be cheap but excellent service when it mattered. Let`s see how the rest of the claim goes.
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Glad to hear he's ok (y)

I hope the other driver has admitted responsibilty?
 
Dukesox said:
The other driver came out of a side road while my father was driving along the A41 near Watford. The driver said a van flashed him to let him out . If he sticks to that it sounds like clearly his fault as even if true he should not presume all other traffic was aware and compliant.
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Van driver is technically liable too, but won't be involved
 
Dox said:
I wouldn't have thought the van driver is culpable in any way...it doesn't matter if he flashed, the driver should have checked ,100%.
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You are right, other that you shouldn't flash people to let them out, correct way is hand signals - and the person being let out is ultimately responsible.

Best not to flash people or you could end up in all sorts of trouble :unsure: :ROFLMAO:
 
Highway Code -

Rule 110​

Flashing headlights. Only flash your headlights to let other road users know that you are there. Do not flash your headlights to convey any other message or intimidate other road users.

Can’t seem to find hand signal for ‘I’m letting you out’

www.gov.uk

The Highway Code - Signals to other road users - Guidance - GOV.UK

Signals used to other road users, including direction indicator signals, brake light signals, reversing light signals and arm signals.
www.gov.uk www.gov.uk

Be aware of S.38(7) of the Road Traffic Act 1988 those who say the Highway Code is not law.
 
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chrisw said:
Highway Code -

Rule 110​

Flashing headlights. Only flash your headlights to let other road users know that you are there. Do not flash your headlights to convey any other message or intimidate other road users.

Can’t seem to find hand signal for ‘I’m letting you out’

www.gov.uk

The Highway Code - Signals to other road users - Guidance - GOV.UK

Signals used to other road users, including direction indicator signals, brake light signals, reversing light signals and arm signals.
www.gov.uk www.gov.uk
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Not sure there is a nominated signal, but I guess similar to police guiding traffic with hand signals.

I normally use the bird as a hand signal - very useful :ROFLMAO:
 
Barry Hell said:
Another excellent hand signal, poetic clarity 👌
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Vigorously shaking one's hand conveys a sense of urgency to hand signals
hand-job-gesture.gif
 
chrisw said:
Highway Code -

Rule 110​

Flashing headlights. Only flash your headlights to let other road users know that you are there. Do not flash your headlights to convey any other message or intimidate other road users.

Can’t seem to find hand signal for ‘I’m letting you out’

www.gov.uk

The Highway Code - Signals to other road users - Guidance - GOV.UK

Signals used to other road users, including direction indicator signals, brake light signals, reversing light signals and arm signals.
www.gov.uk www.gov.uk

Be aware of S.38(7) of the Road Traffic Act 1988 those who say the Highway Code is not law.
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The only people authorised to "direct" traffic are the police or someone authorised by them. The van driver, by flashing his headlights to let the car out, is in effect "directing" traffic, something he/she in not authorised to do.
I know we most likely all do it in our driving lives, but the van driver is at fault & so is the car driver. End of.
 
CAT3 said:
The only people authorised to "direct" traffic are the police or someone authorised by them. The van driver, by flashing his headlights to let the car out, is in effect "directing" traffic, something he/she in not authorised to do.
I know we most likely all do it in our driving lives, but the van driver is at fault & so is the car driver. End of.
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I respectfully disagree.
The van driver indicated his/her intention to reduce speed to invite the other driver to pull, if they so wished.
 
BobTheBounder said:
Flashing headlights is as horn use, as a visual and audible warning to other road users that you are there!

Simples innit!
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The reality is that 99% of drivers use it with a level of modulation, that normally communicates our intentions and most of the time this results in a safe navigation of our roads. As an advanced motorist and motorcyclist I'm well aware of the actual highway code. For any other further disagreement I refer you to my post #15 of this thread.
 
AirCon said:
The reality is that 99% of drivers use it with a level of modulation, that normally communicates our intentions and most of the time this results in a safe navigation of our roads. As an advanced motorist and motorcyclist I'm well aware of the actual highway code. For any other further disagreement I refer you to my post #15 of this thread.
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Oooh, advanced you say :ROFLMAO:
 
Just a little update, my Father`s insurance is due for renewal tomorrow and the quoted premium has just increased by £452 because of the accident even though it is currently listed as not his fault. I guess that is something else to be claimed back from the other party.
 
Dukesox said:
Just a little update, my Father`s insurance is due for renewal tomorrow and the quoted premium has just increased by £452 because of the accident even though it is currently listed as not his fault. I guess that is something else to be claimed back from the other party.
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A lot of premiums have been doubling for older people this year - it's just been on the TV this morning, are you sure it's due to the accident?
They say 4 major insurers are refusing to insure people of 80 or over now too no matter what their driving record.
 
Exige said:
A lot of premiums have been doubling for older people this year - it's just been on the TV this morning, are you sure it's due to the accident?
They say 4 major insurers are refusing to insure people of 80 or over now too no matter what their driving record.
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Yes, we had the renewal which had increased hugely and now an additional £452 as I have advised them of the accident.
 
Standard insurance practice to load the renewal at least until blame/liability is proven. I had the same problem many years ago and had to go to court against the other party to get things resolved and revert to a realistic renewal quote.
If claim is low enough for small claims and you can win the case then the other party's insurers are obliged to settle within 14 days (assuming that the law is still the same) and your insurers should start to play ball again.
 
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