Insurance to include non-competitive Hill Climbs

bridgland

bridgland

Well-known member
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Want some advice for an insurance company recommendation to cover bike and a Hill Climb, or a a separate Hill Climb policy.

I have entered my 888 for the Shere Hill Climb in Surrey. This is a demonstration event and not a timed competition. My current insurers are claiming this is a Hill Climb and I will not be insured during the event and while on the closed parts of the road fo the event. I could go and argue it, but they don't seem to want to listen as the only policy add-on they provide is for Track Days and excludes Hill Climbs specifically. Therefore I need insurance.

The event regulations state the following: -
  1. The event is a demonstration run of classic vehicles.
  2. Although the road is closed to the public, it is subject to normal road traffic regulation. All vehicles must be road legal and drivers must hold a valid driving licence.
  3. Entrants must ensure that their vehicles are properly maintained in a road-worthy condition and are capable of tackling the hill.
  4. Drivers must drive in a responsible manner. Marshals are instructed to flag down drivers who in their opinion are travelling at an excessive speed or driving dangerously and those doing so will be excluded from the event. The speed limit on Staple Lane is 60 mph.
  5. Entrants vehicles must be fully insured and in the event of an accident the organisers will accept no liability or claims.
Do I go fight the exclusion?
Do I look for Event insurance only?
Is there an insurer I should talk to to change my classic insurance over to?

Any thoughts and suggestions welcome.
 
My concern, if you get additional insurance, would be in hte event of a clai they will end up fighting each other saying the other is liable?
 
I have spoken to the team at Footman James and they couldn't have been more helpful and understanding. As this isn't a competitive time trial, but a demonstration run of eclectic and interesting cars and bikes, that is more akin to a parade lap. They are going to ask the Underwriters for a concession for this event. If they called it the "Shere Car and Bike Show" rather than the "Shere Hill Climb" then we would have less of an issue.

Fingers Crossed
 
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