What have you done on your bike today?

You all are going to hate me for this but to insure a 2019 BMW 310R for the year is just $75.00. I bought the bike cash a few years ago so no theft or collision just basic liability insurance and some extra under insured motorist coverage. I have an acquantance that was hit by a car, his injuries required multiple surgeries and the car owner that hit him only haf a max of $250,000 of coverage. They ran thru that quickly and now he is disabled and has to sue the driver to attempt to recover anything above that amount. He is now living back with his parents at 48 years old, unable to work and still needing further surgery. Protect yourselves!
 
You all are going to hate me for this but to insure a 2019 BMW 310R for the year is just $75.00. I bought the bike cash a few years ago so no theft or collision just basic liability insurance and some extra under insured motorist coverage. I have an acquantance that was hit by a car, his injuries required multiple surgeries and the car owner that hit him only haf a max of $250,000 of coverage. They ran thru that quickly and now he is disabled and has to sue the driver to attempt to recover anything above that amount. He is now living back with his parents at 48 years old, unable to work and still needing further surgery. Protect yourselves!
Insurance over here has gone mad, i had my renewal in Jan this year and to insure my 996 and my Enfield and i'm 56 went from £270-£770. I couldn't believe the hike in price, my 996 is off the road but insured the Enfield. Not to bothered as the 996 needs a belt change and a few other bits as it was all i was riding last year.
 
Insurance over here has gone mad, i had my renewal in Jan this year and to insure my 996 and my Enfield and i'm 56 went from £270-£770. I couldn't believe the hike in price, my 996 is off the road but insured the Enfield. Not to bothered as the 996 needs a belt change and a few other bits as it was all i was riding last year.
My mates renewal for his 350 YPVS came through at £30 odd quid, last year it was over £100 :unsure: all mine have gone down a little...
 
Insurance over here has gone mad, i had my renewal in Jan this year and to insure my 996 and my Enfield and i'm 56 went from £270-£770. I couldn't believe the hike in price, my 996 is off the road but insured the Enfield. Not to bothered as the 996 needs a belt change and a few other bits as it was all i was riding last year.

Was the 900 of yours written off, attributed to you, like for like or the van driver?
 
Was the 900 of yours written off, attributed to you, like for like or the van driver?
The 900 was a wright off aparently as i never got to see it. I'm in the process of setting up a case against him with a solicitors for damages to me. and all my clothing that was cut off me. I had almost new pair of Rokker jeans that cost me £250 and my £500 Dainese jacket, they also cut my fucking 2014 Motogp Misano t-shirt, it was the first time i'd been, pissed right off about that.
 
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I would contact your insurance as it appears on the renewal, they have either decided like for like or attributed it to you till it's all sorted out :(

What did the missano t shirt look like?
 
I would contact your insurance as it appears on the renewal, they have either decided like for like or attributed it to you till it's all sorted out :(

What did the missano t shirt look like?
I've tried that if you mean what i think you mean, i've looked online to see if i can get a replacement but no joy. 🤷‍♂️
 
The 900 was a wright off aparently as i never got to see it. I'm in the process of setting up a case agianst him with a solicitors for damages to me. and all my clothing that was cut off me. I had almost new pair of Rokker jeans that cost me £250 and my £500 Dainese jacket, they also cut my fucking 2014 Motogp Misano t-shirt, it was the first time i'd been, pissed right off about that.
Why didn't your insurance company sort it at the time :unsure:
 
I've tried that if you mean what i think you mean, i've looked online to see if i can get a replacement but no joy. 🤷‍♂️
Buy this one, it will be just like getting the wrong trophy :unsure:



 
Insurance is a fucken scam. Had no claims protection that I paid extra for yet when I crashed the 748 and broke my ankle, even though it was found to be 100% the car drivers fault, my premiums doubled. Their excuse was if I didn't have the no claims protection was the premium would have more than quadrupled so I should have been grateful.
When my 749 was stolen all 6 bikes and my van premiums nearly doubled the next year even though I had no claims protection and, according to the insurance company when I insured the van, the van and bikes have no relation to each other when it comes to ncb..
The 5400 quid they paid out was reclaimed in 3 years so it wasn't really a pay out, just an expensive loan...
 
I mean the claim?
Good question, a lot went on in Hospital for seven days monged out of my head on chlordiazepoxide, alcohol withdrawal. When i came out of Hospital it took me about a week to get over the pills so to answer your question, no fucking idea!! 🤷‍♂️
 
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Insurance is a fucken scam. Had no claims protection that I paid extra for yet when I crashed the 748 and broke my ankle, even though it was found to be 100% the car drivers fault, my premiums doubled. Their excuse was if I didn't have the no claims protection was the premium would have more than quadrupled so I should have been grateful.
When my 749 was stolen all 6 bikes and my van premiums nearly doubled the next year even though I had no claims protection and, according to the insurance company when I insured the van, the van and bikes have no relation to each other when it comes to ncb..
The 5400 quid they paid out was reclaimed in 3 years so it wasn't really a pay out, just an expensive loan...
They are also super fast to take your money but when you make a claim it takes an age to get your payout.
 
Insurance is a fucken scam. Had no claims protection that I paid extra for yet when I crashed the 748 and broke my ankle, even though it was found to be 100% the car drivers fault, my premiums doubled. Their excuse was if I didn't have the no claims protection was the premium would have more than quadrupled so I should have been grateful.
When my 749 was stolen all 6 bikes and my van premiums nearly doubled the next year even though I had no claims protection and, according to the insurance company when I insured the van, the van and bikes have no relation to each other when it comes to ncb..
The 5400 quid they paid out was reclaimed in 3 years so it wasn't really a pay out, just an expensive loan...
What nobody seems to understand is that protected NCD has absolutely sweet FA to do with getting loaded for being involved in an incident resulting in a claim, even if it's 100% not your fault you will still get loaded simply for being involved.
 
What nobody seems to understand is that protected NCD has absolutely sweet FA to do with getting loaded for being involved in an incident resulting in a claim, even if it's 100% not your fault you will still get loaded simply for being involved.
Aye, as Hugh states, you're still loaded as a high risk, because you were unfortunate enough to have an accident with a complete fucking bell end who was too busy texting. :mad:
 
Picked up my new lid. And very splendid it is. Aesthetically pleasing you might say.👀
1000000416.webp
 
Yesterday I somehow managed to activate the alarm on the SF while pulling into the garage. Beep! And the hazards come on. I had no idea what happened at the time and sat confused for a minute wondering WTF happened. No message or alert on the display.

Not sure if activating the alarm/security system nerfs the engine if it's on. Doubt it. I clicked on the alarm button on the fob and everything returned to normal. Should've tried the Hazards button to see if it did anything.
 
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